Terms of Use
The short version: PayoffPlot is a free educational tool. Its numbers are estimates on delayed data, and decisions about your money stay yours.
Educational use only
PayoffPlot provides calculators, visualisations, and market information for educational and informational purposes. It does not provide investment, legal, tax, or accounting advice and does not recommend any security or transaction.
Model and data limitations
Calculations depend on user inputs, pricing-model assumptions, and third-party data that may be delayed, incomplete, or unavailable. Outputs are estimates and may differ materially from executable prices or realised outcomes.
Risk and responsibility
Options can expire worthless and some strategies can produce losses greater than the initial investment. You are responsible for verifying information and assessing suitability before making a financial decision.
Availability and acceptable use
The service is provided without a guarantee of uninterrupted availability. Do not misuse the service, interfere with its operation, or attempt to access data or systems without authorisation.